Online Banking with NFC-Enabled Bank Card and NFC-Enabled Smartphone - Information Security Theory and Practice: Security of Mobile and Cyber-Physical Systems Access content directly
Conference Papers Year : 2013

Online Banking with NFC-Enabled Bank Card and NFC-Enabled Smartphone

Abstract

Banks want to use their genuine strong credential for online banking transaction authorization - the debit card. Customers nowadays are usually equipped with a Smartphone and prefer to not carry a card reader in addition. Methods where developed that use the Smartphone to authorize online banking transactions. These methods are vulnerable to Smartphone malware. We present NFC-TAN as a Smartphone method that combines the two requirements: Strong credential debit card and no additional device. We discuss to what extend this solution decreases vulnerability. Moreover, we consider usability, cost, and integration aspects of NFC-TAN.
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hal-01485934 , version 1 (09-03-2017)

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Max Günther, Bernd Borchert. Online Banking with NFC-Enabled Bank Card and NFC-Enabled Smartphone. 7th International Workshop on Information Security THeory and Practice (WISTP), May 2013, Heraklion, Greece. pp.66-81, ⟨10.1007/978-3-642-38530-8_5⟩. ⟨hal-01485934⟩
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